BAQ Finance Business Assessment Questionnaire – Finance Company name Email address Your credit rating (score) is: ExcellentGoodFairPoorDo Not Know Do you have a CommercialSBA loan for your business? YesNoIn Process Do you use credit cards to finance your business? YesNo If yes, at what % interest? Have you borrowed money from family and friends to run your business? YesNo Have you used equity investors to fund your business (Angel or VC) YesNo Do you currently qualify for business loans? YesNo Do you carry a line-of-credit for your business? YesNo Have you been turned down for a loan or line-of-credit? YesNo Do you have sufficient funds to operate your business? YesNo Are you running out of funds to operate your business? YesNo Are you current with your tax payments? YesNo Are you current with your accounts payable? YesNo Have you ever borrowed money from private individuals? YesNo Do you offer financing options? YesNo Do you review year-end financial statements for the business? YesNo What is the dollar size of the business accounts that are past due? How much does your business write off each year for bad debts? Note that #1 means you strongly agree, #2 means you somewhat agree, #3 means you neither agree nor disagree, #4 means you somewhat disagree and #5 means you strongly disagree. We have an adequate line of credit 12345 We consistently maintain a positive cash flow 12345 In the event of my untimely death or disability, the business has sufficient liquidity, or there is sufficient “key man” life insurance to satisfy debts or other financial obligations for which I am responsible 12345 I always need more money 12345 Δ